Adam by Tyms vs Zoho Books (2025): Which Accounting Software Works for you
Need accounting software that actually saves you time? See how Adam’s AI turns your bank statement into instant reports—while Zoho Books offers deep control but more manual work. Which one fits your workflow best? Let’s find out.
Temitope Ayegbusi

Picking the right accounting software isn’t just about features. It’s also about saving time and staying focused. Adam by Tyms and Zoho Books both help small businesses with their finances, but they work in different ways.
If you want bookkeeping that uses AI and works on its own, Adam by Tyms is a good choice.
If you prefer an accounting suite with many features, strong integrations, and more manual control, Zoho Books could be a better fit.
Here’s a quick summary:
- Choose Adam by Tyms if you want speed and automation.
- Pick Zoho Books if you need more customization and integrations.
Let’s take a closer look to find out which option is best for your business.
What Is Adam by Tyms?

Adam by Tyms is an AI-powered accounting platform built for small business owners, freelancers, and founders who don’t want to waste hours categorizing transactions.
You upload your bank statement, and within minutes, Adam’s AI automatically:

- Categorizes every transaction (income, bills, transfers, taxes)
- Generates Profit & Loss and Balance Sheet reports
- Highlights spending patterns and insights
No accounting background required . Adam takes care of the entire process so you can focus on running your business.
What Is Zoho Books?

Zoho Books is part of the Zoho ecosystem — a suite that includes CRM, payroll, inventory, and project management. It’s powerful, customizable, and ideal for businesses that want all their tools connected.
However, that power comes with a complex setup. You need to:
- Create a chart of accounts
- Configure taxes and items
- Manually categorize transactions or set up bank rules
Zoho is accountant-friendly and feature-dense, but not plug-and-play.
Feature-by-Feature Comparison
1. Automation & Bookkeeping Flow
Adam by Tyms takes care of your bookkeeping from uploading statements to generating reports right away. Its AI spots patterns, tags your income and expenses, and creates reports in just a few seconds.
It’s a great fit for busy entrepreneurs who want quick, clear results.

Zoho Books: Uses bank feeds and rules, but automation depends on manual configuration. You’ll still need to check and reconcile regularly.
Verdict: Adam by Tyms wins for automation simplicity. Zoho requires setup and ongoing manual review.
2. Setup & Ease of Use
Adam by Tyms: Takes less than 5 minutes to start. Just upload your statement, or connect your bank. No accounting terms needed.
Zoho Books: Takes 1–2 hours to fully configure (accounts, taxes, users, roles). Great for accountants, but complex for business owners.
Verdict: Adam is beginner-friendly; Zoho suits experienced finance users.
3. Reporting & Financial Insight
Adam by Tyms: Automatically generates:
- Profit & Loss
- Balance Sheet
- Cash Flow Summary

Reports are built instantly from categorized transactions . By the side bar, you can navigate to report and download any report you need.
Zoho Books: Offers over 50 report types — invoices, ledgers, tax summaries, etc. But each requires manual setup. You gain depth, but lose speed.
Verdict: Adam wins for instant insight. Zoho wins for reporting variety.
4. Invoicing and Client Billing
Zoho Books: Excellent invoicing with custom templates, client portal access, and automated reminders. If invoicing is central to your operations, Zoho has the tools.
Adam by Tyms: Integrates with your bank data — automatically identifies income from payments and reflects them in your reports. Adam by Tyms has an invoice management system but it is not built for complex invoicing sequences.
Verdict: Zoho wins for invoicing; Adam for automation and simplicity.
5. Expense Tracking
Adam by Tyms: With Adam by tyms AI system, it detects recurring expenses, categorizes them, and shows trends automatically. You can also upload bank statements, connect your bank, use the email forwarding feature to capture transactions as well.
Zoho Books: Lets you upload receipts, scan them, and manually tag expenses. More control, more time required.
Verdict: Adam by Tyms wins for effortless tracking. Zoho gives more manual precision.
6. Integrations and Ecosystem
Zoho Books: Part of the massive Zoho suite integrates with CRM, Payroll, Inventory, and 100+ apps. This is best for companies that already use Zoho products.
Adam by Tyms: Integrates mainly with banks and essential payment systems. Prioritizes automation over ecosystem sprawl.
Verdict: Zoho wins for integrations; Adam wins for simplicity and focus.
7. Pricing and Value
Adam by Tyms: Tiered pricing with more features available for busy entrepreneurs to get value.
Zoho Books: Tiered pricing — Free, Standard, Professional, Premium — unlocking features progressively. Can become expensive as your business scales.
Verdict: Adam by Tyms is more cost-efficient for small and growing businesses. Zoho scales well for larger organizations.
8. Support & Learning Curve
Adam by Tyms: Live chat with real humans, fast responses, and a growing user base of founders who prefer direct help.
Zoho Books: Comprehensive documentation, forums, and ticket-based support — more formal, less personal.
Verdict: Adam wins for accessibility; Zoho wins for resource depth.
Real-World Test — How Long to Get Your First Report?
Adam by Tyms: Upload → Auto-categorize → Generate → Done. Time: 3–5 minutes.
Zoho Books: Setup chart of accounts → Import → Reconcile → Generate report. Time: 20–40 minutes.
If you value instant insights, Adam saves hours every month.
Final Verdict — Which Should You Choose?
If you want simplicity, speed, and AI automation, Go with Adam by Tyms. It removes manual bookkeeping entirely and gives instant reports from your bank data.
If you want custom workflows, advanced invoicing, and deep integrations, Choose Zoho Books. It’s powerful but requires more time to set up and manage.
See how Adam compares to Freshbooks and Xero
FAQ — Adam by Tyms vs Zoho Books
1. Is Adam by Tyms easier to use than Zoho Books? Yes — Adam automates everything. Zoho needs manual setup and configuration.
2. Can I switch from Zoho Books to Adam easily? Yes. Export your bank transactions and upload them directly to Adam.
3. Does Adam generate reports automatically? Yes. P&L, Balance Sheet, and Cash Flow in seconds.
4. Which software is better for automation? Adam by Tyms — it’s designed to remove manual bookkeeping.
5. Is Zoho Books better for accountants? Yes. It’s built for accountants who need multiple integrations and ledgers.
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